RSS

Open House. Open House on Sunday, April 6, 2025 2:00PM - 4:00PM

Please visit our Open House at 15 CARDINAL Lane in Paris. See details here

Open House on Sunday, April 6, 2025 2:00PM - 4:00PM

Welcome to this beautiful family home in the highly sought-after Grandville neighborhood of Paris! Situated on a spacious corner lot along a quiet street, this property is just a short walk from schools, parks, and shops, with convenient access to Hwy 403. Step inside to be greeted by soaring 16-foot ceilings and expansive windows that flood the main living space with natural light, highlighting the cozy gas fireplace. The separate dining room and eat-in kitchen provide plenty of space for family gatherings and entertaining. The large lot features an extra-wide side yard, while the professionally landscaped backyard offers a low-maintenance perennial garden. Enjoy outdoor living on the expansive 22’ x 18’ patio deck, complete with ample seating, an electric awning with LED lights, and a fully fenced yard with additional storage. The front yard sprinkler system can easily be extended to the back. The 2-car garage provides direct access to the main floor mudroom—currently used as a mudroom but easily convertible back into a laundry room—and the kitchen. Upstairs, the private primary suite features a 4-piece ensuite, accompanied by two additional bedrooms and a full bath. An open staircase overlooks the main living area, enhancing the home’s bright and airy feel. The fully finished lower level is perfect for entertaining, offering a spacious rec room, a built-in bar, and a 2-piece bath with a rough-in for a shower. This move-in-ready home blends comfort, style, and convenience in a fantastic location. don’t miss your opportunity—schedule a viewing today! Lot size: 53.8 x 20.99 x 84.65 x 67.75 x 108.27. (id:2493)

Read

New property listed in Paris

I have listed a new property at 15 CARDINAL Lane in Paris. See details here

Welcome to this beautiful family home in the highly sought-after Grandville neighborhood of Paris! Situated on a spacious corner lot along a quiet street, this property is just a short walk from schools, parks, and shops, with convenient access to Hwy 403. Step inside to be greeted by soaring 16-foot ceilings and expansive windows that flood the main living space with natural light, highlighting the cozy gas fireplace. The separate dining room and eat-in kitchen provide plenty of space for family gatherings and entertaining. The large lot features an extra-wide side yard, while the professionally landscaped backyard offers a low-maintenance perennial garden. Enjoy outdoor living on the expansive 22’ x 18’ patio deck, complete with ample seating, an electric awning with LED lights, and a fully fenced yard with additional storage. The front yard sprinkler system can easily be extended to the back. The 2-car garage provides direct access to the main floor mudroom—currently used as a mudroom but easily convertible back into a laundry room—and the kitchen. Upstairs, the private primary suite features a 4-piece ensuite, accompanied by two additional bedrooms and a full bath. An open staircase overlooks the main living area, enhancing the home’s bright and airy feel. The fully finished lower level is perfect for entertaining, offering a spacious rec room, a built-in bar, and a 2-piece bath with a rough-in for a shower. This move-in-ready home blends comfort, style, and convenience in a fantastic location. don’t miss your opportunity—schedule a viewing today! Lot size: 53.8 x 20.99 x 84.65 x 67.75 x 108.27. (id:2493)

Read

Open House. Open House on Saturday, April 5, 2025 2:00PM - 4:00PM

Please visit our Open House at 15 CARDINAL Lane in Paris. See details here

Open House on Saturday, April 5, 2025 2:00PM - 4:00PM

Welcome to this beautiful family home in the highly sought-after Grandville neighborhood of Paris! Situated on a spacious corner lot along a quiet street, this property is just a short walk from schools, parks, and shops, with convenient access to Hwy 403. Step inside to be greeted by soaring 16-foot ceilings and expansive windows that flood the main living space with natural light, highlighting the cozy gas fireplace. The separate dining room and eat-in kitchen provide plenty of space for family gatherings and entertaining. The large lot features an extra-wide side yard, while the professionally landscaped backyard offers a low-maintenance perennial garden. Enjoy outdoor living on the expansive 22’ x 18’ patio deck, complete with ample seating, an electric awning with LED lights, and a fully fenced yard with additional storage. The front yard sprinkler system can easily be extended to the back. The 2-car garage provides direct access to the main floor mudroom—currently used as a mudroom but easily convertible back into a laundry room—and the kitchen. Upstairs, the private primary suite features a 4-piece ensuite, accompanied by two additional bedrooms and a full bath. An open staircase overlooks the main living area, enhancing the home’s bright and airy feel. The fully finished lower level is perfect for entertaining, offering a spacious rec room, a built-in bar, and a 2-piece bath with a rough-in for a shower. This move-in-ready home blends comfort, style, and convenience in a fantastic location. don’t miss your opportunity—schedule a viewing today! Lot size: 53.8 x 20.99 x 84.65 x 67.75 x 108.27. (id:2493)

Read

Open House. Open House on Sunday, April 6, 2025 2:00PM - 4:00PM

Please visit our Open House at 15 CARDINAL Lane in Paris. See details here

Open House on Sunday, April 6, 2025 2:00PM - 4:00PM

Welcome to this beautiful family home in the highly sought-after Grandville neighborhood of Paris! Situated on a spacious corner lot along a quiet street, this property is just a short walk from schools, parks, and shops, with convenient access to Hwy 403. Step inside to be greeted by soaring 16-foot ceilings and expansive windows that flood the main living space with natural light, highlighting the cozy gas fireplace. The separate dining room and eat-in kitchen provide plenty of space for family gatherings and entertaining. The large lot features an extra-wide side yard, while the professionally landscaped backyard offers a low-maintenance perennial garden. Enjoy outdoor living on the expansive 22’ x 18’ patio deck, complete with ample seating, an electric awning with LED lights, and a fully fenced yard with additional storage. The front yard sprinkler system can easily be extended to the back. The 2-car garage provides direct access to the main floor mudroom—currently used as a mudroom but easily convertible back into a laundry room—and the kitchen. Upstairs, the private primary suite features a 4-piece ensuite, accompanied by two additional bedrooms and a full bath. An open staircase overlooks the main living area, enhancing the home’s bright and airy feel. The fully finished lower level is perfect for entertaining, offering a spacious rec room, a built-in bar, and a 2-piece bath with a rough-in for a shower. This move-in-ready home blends comfort, style, and convenience in a fantastic location. don’t miss your opportunity—schedule a viewing today! Lot size: 53.8 x 20.99 x 84.65 x 67.75 x 108.27. (id:2493)

Read

New property listed in Paris

I have listed a new property at 15 CARDINAL Lane in Paris. See details here

Welcome to this beautiful family home in the highly sought-after Grandville neighborhood of Paris! Situated on a spacious corner lot along a quiet street, this property is just a short walk from schools, parks, and shops, with convenient access to Hwy 403. Step inside to be greeted by soaring 16-foot ceilings and expansive windows that flood the main living space with natural light, highlighting the cozy gas fireplace. The separate dining room and eat-in kitchen provide plenty of space for family gatherings and entertaining. The large lot features an extra-wide side yard, while the professionally landscaped backyard offers a low-maintenance perennial garden. Enjoy outdoor living on the expansive 22’ x 18’ patio deck, complete with ample seating, an electric awning with LED lights, and a fully fenced yard with additional storage. The front yard sprinkler system can easily be extended to the back. The 2-car garage provides direct access to the main floor mudroom—currently used as a mudroom but easily convertible back into a laundry room—and the kitchen. Upstairs, the private primary suite features a 4-piece ensuite, accompanied by two additional bedrooms and a full bath. An open staircase overlooks the main living area, enhancing the home’s bright and airy feel. The fully finished lower level is perfect for entertaining, offering a spacious rec room, a built-in bar, and a 2-piece bath with a rough-in for a shower. This move-in-ready home blends comfort, style, and convenience in a fantastic location. don’t miss your opportunity—schedule a viewing today! Lot size: 53.8 x 20.99 x 84.65 x 67.75 x 108.27. (id:2493)

Read

Open House. Open House on Saturday, April 5, 2025 2:00PM - 4:00PM

Please visit our Open House at 15 CARDINAL Lane in Paris. See details here

Open House on Saturday, April 5, 2025 2:00PM - 4:00PM

Welcome to this beautiful family home in the highly sought-after Grandville neighborhood of Paris! Situated on a spacious corner lot along a quiet street, this property is just a short walk from schools, parks, and shops, with convenient access to Hwy 403. Step inside to be greeted by soaring 16-foot ceilings and expansive windows that flood the main living space with natural light, highlighting the cozy gas fireplace. The separate dining room and eat-in kitchen provide plenty of space for family gatherings and entertaining. The large lot features an extra-wide side yard, while the professionally landscaped backyard offers a low-maintenance perennial garden. Enjoy outdoor living on the expansive 22’ x 18’ patio deck, complete with ample seating, an electric awning with LED lights, and a fully fenced yard with additional storage. The front yard sprinkler system can easily be extended to the back. The 2-car garage provides direct access to the main floor mudroom—currently used as a mudroom but easily convertible back into a laundry room—and the kitchen. Upstairs, the private primary suite features a 4-piece ensuite, accompanied by two additional bedrooms and a full bath. An open staircase overlooks the main living area, enhancing the home’s bright and airy feel. The fully finished lower level is perfect for entertaining, offering a spacious rec room, a built-in bar, and a 2-piece bath with a rough-in for a shower. This move-in-ready home blends comfort, style, and convenience in a fantastic location. don’t miss your opportunity—schedule a viewing today! Lot size: 53.8 x 20.99 x 84.65 x 67.75 x 108.27. (id:2493)

Read

Open House. Open House on Sunday, April 6, 2025 2:00PM - 4:00PM

Please visit our Open House at 15 CARDINAL Lane in Paris. See details here

Open House on Sunday, April 6, 2025 2:00PM - 4:00PM

Welcome to this beautiful family home in the highly sought-after Grandville neighborhood of Paris! Situated on a spacious corner lot along a quiet street, this property is just a short walk from schools, parks, and shops, with convenient access to Hwy 403. Step inside to be greeted by soaring 16-foot ceilings and expansive windows that flood the main living space with natural light, highlighting the cozy gas fireplace. The separate dining room and eat-in kitchen provide plenty of space for family gatherings and entertaining. The large lot features an extra-wide side yard, while the professionally landscaped backyard offers a low-maintenance perennial garden. Enjoy outdoor living on the expansive 22’ x 18’ patio deck, complete with ample seating, an electric awning with LED lights, and a fully fenced yard with additional storage. The front yard sprinkler system can easily be extended to the back. The 2-car garage provides direct access to the main floor mudroom—currently used as a mudroom but easily convertible back into a laundry room—and the kitchen. Upstairs, the private primary suite features a 4-piece ensuite, accompanied by two additional bedrooms and a full bath. An open staircase overlooks the main living area, enhancing the home’s bright and airy feel. The fully finished lower level is perfect for entertaining, offering a spacious rec room, a built-in bar, and a 2-piece bath with a rough-in for a shower. This move-in-ready home blends comfort, style, and convenience in a fantastic location. don’t miss your opportunity—schedule a viewing today! Lot size: 53.8 x 20.99 x 84.65 x 67.75 x 108.27. (id:2493)

Read

Worried About Appraisals?

In speaking with one of our trusted mortgage brokers, they’ve said one of the biggest worries people have when buying a home is the appraisal coming in low. Thinking about it, we agree - this is a part of the process you as a consumer have no control over. 

One note I want you to remember though... It's rare for an appraisal to come in lower on a purchase! 

As one appraiser once said to me: "The best way to tell what a property is worth is by what it just sold for in the open market". Honestly, I rarely actually see an appraisal these days on a MLS purchase (most just auto-appraise), and when I do they almost always come it at sale price.

Clients with less than 20% down:

  • I almost never see an appraisal needed for these clients, unless the property is in poor shape, purchased privately, or under power of sale. 

  • The main reason we rarely see appraisals needed is that there are so many comparable sales in this price range, and the mortgage insurers (CMHC, etc...) are responsible for determining the property value. Their automated Valuation model (AVM) algorithm is super generous, so this rarely happens.

  • For context, I can't think of a deal I have done in the last year for an insured purchase where the purchase price was not supported... not a single one!

Clients with 20% down:

  • If they're looking under a million, again we see very few appraisals needed as long as the property is urban, not a rental, in poor shape, purchases privately, or power of sale. There's usually enough comparables in the market that either the lender's AVM or the appraisal supports the purchase price.

  • If they're looking over a million (or more rural) and just have the 20% down, this is where there's a bit more risk at play simply because there are less supporting comparables, and the higher the price point, the more subjective the property evaluation becomes.

  • Again... I can't think of my last deal where a purchase price under a million wasn't supported by either an AVM or an appraisal (knock on wood!).

Clients with a massive down payment (think over 35%):

  • These are the easy files - almost no risk unless there's something wrong with the property itself.

  • If a client is buying a $900k home with $300k down and the appraisal comes in at $880,000, in the lender's eyes it's simply a $880,000 purchase with $280,000 down, and the client is kicking in the $20,000 difference. Easy!

Hopefully this can help relive some stress you have when thinking about mortgages. If you need any additional help we love working with Jim! https://jimstefflermortgages.com/

Read

Refresh Your Home for Spring

Okay real talk, spring is finally here, and it’s time to shake off those winter blues and give your house a little refresh. Whether you're living at home, renting your first place, or just helping your family tidy up, here’s a simple way to get your space feeling clean, bright, and ready for the season.

1.Clear the Clutter

You know all that stuff that’s just been sitting around since, like, November? Yeah... time to go through it. Put away the winter coats, throw out old junk you don’t need, and maybe even donate some stuff. Less clutter = less stress.

2. Give It a Good Clean

Time to blast your favourite playlist and do a solid clean. Dust off those corners, wipe down windows so the sunlight actually comes through, vacuum like you mean it, and maybe even tackle the scary spot under your bed 👀.

3. Check your Air Conditioning

If your place has AC or vents, change the filters and clean around them. You’ll thank yourself later when the weather heats up and your place isn’t a stuffy nightmare. Bonus: it helps with allergies too.

4. Tidy Up Outside

Winter can be rough on your house. If you’ve got a driveway, roof, or even just a little patio, take a walk around and see if anything’s cracked, broken, or just straight-up messy. Cleaning the outside makes the whole place feel better.

5. Double Check Safety Equipment

Quick reminder to test your smoke alarms, check batteries, and make sure your place is safe. Super easy, super important.

Thinking About Moving Soon? Spring’s actually a super popular time to buy or sell a home. So if you (or someone you may know) are thinking about moving, now’s a great time to start planning. And if you want help with that, I know a few people 😉

Read

Open House. Open House on Sunday, March 30, 2025 2:00PM - 4:00PM

Please visit our Open House at 19 BOND Street in Brantford. See details here

Open House on Sunday, March 30, 2025 2:00PM - 4:00PM

Located just minutes from Brantford General Hospital, this charming 3-bedroom home offers comfort and convenience in the desirable Terrace Hill neighbourhood. The spacious eat-in kitchen is perfect for family meals, while the main floor laundry adds everyday ease. The bright and inviting living room provides a great space to relax. Outside, the large backyard offers plenty of room for entertaining or creating your own outdoor retreat, with the bonus of a previous pool site, giving potential for future installation. The low-maintenance front yard makes upkeep a breeze, and the private driveway provides parking for three cars. Key updates include a 2015 A/C, an owned water heater, and recently updated sewer lines. Nestled on a quiet street, this home is perfect for families or anyone seeking a peaceful and convenient location. (id:2493)

Read

New property listed in Brantford

I have listed a new property at 19 BOND Street in Brantford. See details here

Located just minutes from Brantford General Hospital, this charming 3-bedroom home offers comfort and convenience in the desirable Terrace Hill neighbourhood. The spacious eat-in kitchen is perfect for family meals, while the main floor laundry adds everyday ease. The bright and inviting living room provides a great space to relax. Outside, the large backyard offers plenty of room for entertaining or creating your own outdoor retreat, with the bonus of a previous pool site, giving potential for future installation. The low-maintenance front yard makes upkeep a breeze, and the private driveway provides parking for three cars. Key updates include a 2015 A/C, an owned water heater, and recently updated sewer lines. Nestled on a quiet street, this home is perfect for families or anyone seeking a peaceful and convenient location. (id:2493)

Read

Open House. Open House on Sunday, March 30, 2025 2:00PM - 4:00PM

Please visit our Open House at 15 CARDINAL Lane in Paris. See details here

Open House on Sunday, March 30, 2025 2:00PM - 4:00PM

Welcome to this charming, family-friendly home in the highly desirable Grandville Neighborhood of Paris! Nestled on a spacious corner lot along a quiet street, this property is within walking distance of schools, parks, and shops, with easy access to Hwy 403. As you enter, you'll be greeted by soaring 16-foot ceilings and large windows that fill the main living area with natural light, accentuating the cozy gas fireplace. The separate dining room and eat-in kitchen provide ample space for family meals and entertaining. The large lot features an extra-wide side yard, and the professionally landscaped backyard boasts a low-maintenance perennial garden. Enjoy the outdoors on the expansive 22ft x 18ft patio deck, which offers plenty of seating, an electric awning with LED lights, and a fully fenced yard with additional storage. The front yard sprinklers can easily be extended to the back. The 2-car garage provides convenient inside access to the main floor mudroom (which could be converted back into a laundry room) and kitchen. Upstairs, the private primary suite includes a 4-piece ensuite, along with two additional bedrooms and a full bath. An open staircase overlooks the main living area, adding to the home's airy, spacious feel. The fully finished lower level is ideal for entertaining, featuring a rec room, built-in bar, and a 2-piece bath with a rough-in for a shower. This move-in-ready home offers the perfect blend of comfort, style, and convenience in a fantastic location. The motivated seller is eager to move forward, so don’t miss your chance—schedule a viewing today! Lot size: 53.8 x 20.99 x 84.65 x 67.75 x 108.27. (id:2493)

Read
The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are member’s of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.