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New property listed in Paris

I have listed a new property at 112 DUNDAS Street W in Paris. See details here

Welcome to 112 Dundas Street West in the heart of Paris, a charming home that blends thoughtful updates with an unbeatable lifestyle location. This inviting 3-bedroom, 1-bathroom home offers a functional layout with the convenience of a main floor bedroom, perfect for guests, a home office, or easy one-level living. The home has been tastefully updated with a renovated kitchen and bathroom, along with major mechanical upgrades including furnace, heat pump, central air conditioning, water softener and Appliances, making this a move-in ready opportunity. Set on a huge lot, the outdoor space is truly something special. Mature maple trees create a stunning canopy to enjoy through spring, summer, and fall, while seasonal touches like blooming peonies in May and fresh rhubarb throughout the warmer months add to the charm. Enjoy your morning coffee or evening unwind on the welcoming front porch with peaceful views. A detached garage adds functionality and extra storage and has been approved for an ADU for extra living space or possible rental income. Truly affordable and located in a great, mature neighborhood, this gem offers a rare opportunity to enjoy Paris living in a perfectly situated home. Location is everything, and this home delivers. Enjoy an easy walk to Lions Park, Alexandra Park, Wincey Mills Market, and all the shops, dining, and charm of downtown. Explore nearby nature at Barker’s Bush, or enjoy quick access to Highway 403 and Rest Acres Road for commuters. Daily conveniences are just minutes away, including groceries, coffee, and local favourites. From peaceful mornings under the trees to vibrant community events like the Paris Drinks Fest within walking distance, this property offers not just a home—but a lifestyle. Don’t miss your chance to make this beautiful Paris property your own. (id:2493)

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New property listed in Brantford

I have listed a new property at 182 DURHAM Street in Brantford. See details here

Welcome to 182 Durham Street, Brantford – the perfect opportunity to step into homeownership. Nestled on a quiet, private street in the heart of Brantford, this charming home offers convenient highway access and is just minutes from a wide range of amenities, including shopping, parks, and schools. Thoughtfully updated and move-in ready, this home features a recently renovated third bedroom upstairs (2025), a brand-new shed (2024), and a freshly landscaped backyard with new sod and garden beds (2025) – ideal for relaxing or entertaining. Inside, you’ll find freshly painted walls and kitchen cabinets (2025) that bring a cozy and welcoming feel. Additional upgrades include a new portable dishwasher (2025), water heater (2025), electrical panel (2022), and added insulation and vapour barrier (2025), offering peace of mind for years to come. Whether you're looking to enter the market or searching for a cozy space to call your own, 182 Durham Street is a fantastic place to start your homeownership journey. (id:2493)

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New property listed in Paris

I have listed a new property at 18 CHARLOTTE Street in Paris. See details here

Perfectly imperfect and rich with history, this timeless brick century home sits in the heart of beautiful Paris, Ontario — a town known for its charming downtown, riverside restaurants, boutique shops, scenic trails, and canoeing along the Grand River. Full of character and craftsmanship, this 3 bedroom, 2 bathroom home offers a warm and inviting layout featuring original charm, a formal dining room perfect for gatherings, and light-filled living spaces that tell a story of generations past. Step outside to enjoy a fenced yard and the convenience of a private drive with parking for two cars. Ideally located across from Kings Ward Park and Paris Central Public School, down the street from the Paris Library and just a short walk to the vibrant downtown core. A home where history lives, character shines, and new memories are ready to be written. (id:2493)

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New property listed in Paris

I have listed a new property at 29 113 HARTLEY Avenue in Paris. See details here

Welcome to 29-113 Hartley Avenue, a modern 2 bedroom, 3 bathroom townhome located in one of Paris’ newer and growing neighbourhoods. Built in 2021, this stylish three-storey home offers a bright and functional layout perfect for professionals, couples, or small families. The main level welcomes you with a versatile space that can be used as a home office, den, or additional living area, along with convenient interior access to the garage. Upstairs, the second level features an open-concept kitchen, dining, and living area with stainless steel appliances, plenty of cabinetry, and a centre island. A walkout balcony provides a great spot to enjoy your morning coffee or unwind at the end of the day. The upper level offers two spacious bedrooms, including a primary suite with generous closet space and a private ensuite bathroom. A second full bathroom and convenient upper-level laundry complete the floor, making everyday living easy and efficient. Located just minutes from parks, schools, shopping, restaurants, and scenic trails along the Grand River, this home also provides quick access to Highway 403, making commuting to Brantford, Cambridge, and Kitchener-Waterloo simple. A fantastic opportunity to enjoy modern living in the charming community of Paris. (id:2493)

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New property listed in Brantford

I have listed a new property at 2 7 SHERIDAN Street in Brantford. See details here

Welcome to this recently updated 1-bedroom, 1-bathroom unit in the heart of Brantford. Conveniently located within walking distance to downtown amenities, shops, restaurants, and the Brantford train station, this unit offers both comfort and accessibility. Inside, you’ll find recent updates throughout that give the space a fresh and modern feel. The building is pet friendly, making it a great option for animal lovers, and residents also have access to coin-operated laundry on site for added convenience. A great opportunity for tenants looking for a well-located and low-maintenance place to call home. (id:2493)

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New property listed in Brantford

I have listed a new property at 2 302 COLBORNE Street in Brantford. See details here

Welcome to this updated 2-bedroom, 1-bathroom unit located in the heart of downtown Brantford. Enjoy the convenience of being steps from local shops, restaurants, entertainment, and public transit while having a comfortable place to call home. The unit features recent updates throughout, offering a fresh and modern feel. This pet-friendly building makes it a great option for tenants with pets, and its central location provides easy access to everything the downtown core has to offer. A fantastic opportunity for anyone looking to enjoy convenient urban living in Brantford. (id:2493)

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New property listed in Brantford

I have listed a new property at 3 7 SHERIDAN Street in Brantford. See details here

Welcome to this recently updated 1-bedroom, 1-bathroom unit in the heart of Brantford. Conveniently located within walking distance to downtown amenities, shops, restaurants, and the Brantford train station, this unit offers both comfort and accessibility. Inside, you’ll find recent updates throughout that give the space a fresh and modern feel. The building is pet friendly, making it a great option for animal lovers, and residents also have access to coin-operated laundry on site for added convenience. A great opportunity for tenants looking for a well-located and low-maintenance place to call home. (id:2493)

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New property listed in Paris

I have listed a new property at 903 KEG Lane in Paris. See details here

Sometimes there’s no compromise required. This property checks all the boxes: • Solid brick bungalow • Main floor laundry for everyday convenience • Beautiful, functional kitchen • Large living area perfect for entertaining or relaxing • Brand new renovated bathroom with stylish walk-in shower • Finished basement with 3rd bedroom & 3-piece bath • Huge rec room for extra living space • On City Water • Detached 3-car garage • 50’ x 30’ heated workshop • Aproximately Half-acre lot just 5 minutes to Paris Space, function, and location. Welcome to your next address — 903 Keg Lane in the beautiful town of Paris ! (id:2493)

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How the First Home Savings Account (FHSA) Can Help You Buy Your First Home

As tax season approaches, many Canadians begin thinking more seriously about their finances, savings strategies, and long-term goals. For those hoping to purchase their first home in the future, there is one savings tool that has become increasingly important to understand, the First Home Savings Account (FHSA).

Recently, Jim Steffler, Mortgage Agent with Dominion Lending Centres National Ltd., shared helpful insights about how the FHSA works and why it can be such a valuable option for first-time buyers looking to enter the housing market.

What Is the FHSA?

The First Home Savings Account was designed to help Canadians save for their first home in a tax-efficient way. What makes this account unique is that it combines some of the most beneficial features of both Registered Retirement Savings Plans (RRSPs) and Tax-Free Savings Accounts (TFSAs).

This combination allows buyers to benefit from tax deductions while also enjoying tax-free growth on their savings.

The “Double Tax Advantage”

According to Jim, one of the most appealing aspects of the FHSA is what many refer to as the “double tax advantage.”

Tax-deductible contributions  
Much like an RRSP, the money you contribute to an FHSA can be deducted from your taxable income. For example, if someone contributes $8,000 into their FHSA during the year, that amount can reduce their taxable income by the same amount. In many cases, this can result in a noticeable tax refund.

Tax-free growth and withdrawals  
Similar to a TFSA, any investments held within the account grow tax-free over time. When the funds are eventually withdrawn to purchase a qualifying home, both the original contributions and the investment growth can be withdrawn without paying tax.

This combination makes the FHSA a very powerful savings tool for first-time buyers.

FHSA Contribution Limits

Like most registered accounts, the FHSA has contribution limits that buyers should be aware of.

- Annual contribution limit: $8,000  
- Lifetime contribution limit: $40,000  

If someone does not contribute the full $8,000 in a given year, the unused portion can be carried forward into the following year, up to a maximum of $8,000 in additional contribution room.

For example, if an individual opens an FHSA but does not contribute in their first year, they may be able to contribute up to $16,000 in the second year,  $8,000 for the current year plus $8,000 carried forward.

Why Opening an FHSA Early Can Be Helpful

One important detail Jim highlighted is that contribution room only begins accumulating once the account is opened.

Even if someone isn’t quite ready to begin saving yet, opening the account can still be beneficial. Starting the account early allows individuals to begin building contribution room for future years, giving them more flexibility when they are ready to start contributing.

For young buyers or anyone planning to purchase a home several years down the road, this can be an important step.

No Waiting Period to Use the Funds

Another feature that makes the FHSA particularly flexible is that there is no mandatory waiting period before the funds can be used.

According to Jim, a buyer could technically open an FHSA, make a contribution, and withdraw the funds shortly after if they are purchasing a qualifying home. This flexibility can be helpful for buyers who may already be actively searching for a property but want to take advantage of the tax benefits.

A Valuable Tool for Future Home Buyers

Saving for a first home can feel like a major challenge, especially with rising home prices and living costs. Programs like the FHSA were created to help make that process a little more manageable by giving buyers additional financial tools and tax advantages.

For anyone planning to buy their first home in the coming years, learning about accounts like the FHSA and speaking with financial or mortgage professionals can be a great first step in building a strategy.

The River Realty Team would like to thank Jim Steffler, Mortgage Agent with Dominion Lending Centres National Ltd., for sharing his expertise and helping us better understand how the FHSA can benefit first-time home buyers.

If you have questions about purchasing your first home or navigating today’s real estate market, our team is always happy to help guide you through the process.  

For mortgage or financing questions:

Jim Steffler | Mortgage Agent Level 2

📞 226.338.5136

✉️ jim@jimstefflermortgages.com 

Or follow this link below to Jims website 

https://jimstefflermortgages.com/

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New property listed in Paris

I have listed a new property at 58 GORT Avenue in Paris. See details here

This exceptional freehold (no condo fees) end-unit townhome, built in 2025 by Losani Homes, features the Ambrosia Model with over 1,700 sq ft of refined living space. Encircled by nature and bordered by the Nith River, it offers an unmatched lifestyle. Trails at your doorstep invite canoeing, kayaking, hiking, fishing, and dog walks. Stroll through family-friendly Lions Park along the river past festivals, live music, the outdoor pool, splash pad, ball diamonds, then cross the rustic bridge into the charming downtown core to browse Wincey Mills Marketplace for fresh ingredients, coffee, fresh flowers, stop at Paris Beer Co., and wander home along the river. Striking curb appeal with dramatic dark trim, oversized windows, wood accents, modern glass door, and a large driveway to the double insulated garage. Detached homes planned behind and across the street enhance privacy and long-term value. Inside, the open-concept main floor with generous layout is perfect for entertaining, featuring shaker-style white cabinetry, quartz countertops with a statement island, designer backsplash, under-cabinet lighting, pot lights, soft- close cabinetry, fully tiled shower surrounds with niche and frameless glass, and huge windows that flood the space with light. Upstairs, the massive master suite features large windows with stunning views of the Nith River Valley, a spacious walk-in closet, and a luxurious ensuite. Two additional bedrooms, laundry, and open space complete the upper level. Additional highlights include keyless entry, extreme lookout basement window, upgraded garage insulation, high-end LG appliances, r/o water system, humidifier, central air, garage door opener, and custom window coverings. Sod and a future deck are yet to be completed, allowing personalized outdoor space, while a proposed park just down the street adds appeal. Expertly built with superior soundproofing, this home offers a level of privacy rarely found in townhome living. (id:2493)

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New property listed in Paris

I have listed a new property at 591 GOVERNORS Road E in Paris. See details here

Why keep paying for off-site workshop or storage space when you can have it all right at home? This incredible country property offers the ideal setup for tradespeople, hobbyists, or those simply wanting plenty of space for all their treasured vehicles, tools, and toys — while enjoying the convenience of having everything right where you live. Set on a manageable country lot just minutes from highway access and amenities, this well-maintained bungalow features a bright open-concept layout with 3 bedrooms, a newer kitchen, main floor laundry, and a spacious primary bedroom with ensuite. But the real bonus? A fully finished lower level with a separate granny flat perfect for multi-generational living or combining housing costs with family members. Whether you bring aging parents, adult children, or even a business partner, this setup offers privacy, independence, and significant financial savings by sharing expenses under one roof. For those needing serious workspace, the property includes a massive 66’ x 22’ workshop with three roll-up doors— one oversized 14’H x 12’W and two 7’ x 9’ — ideal for trucks, trailers, or equipment. There's also a large attached garage and an upper-level office with a private deck and peaceful views, perfect for remote work. (kindly check with county regulations regarding allowable uses). With ample parking for all your vehicles and toys, plus a chicken coop and dog kennel, this property blends the best of country living with unmatched functionality. This property offers a rare opportunity to make it all happen in one place. Located just a 5-minute drive to the beautiful town of Paris and close to all the amenities in Brantford, this home offers the perfect balance of rural peace and urban convenience. (id:2493)

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First-Time Homeowner? Read This First 🏡

Congrats — you did it! You officially own a home.

Which also means… you now own everything inside it that can break, leak, creak, or mysteriously stop working at 9 p.m. on a Sunday. From appliances and plumbing to wiring and systems you may have never thought about before, it’s all officially yours now.

Homeownership is exciting, empowering, and yes, a little humbling. There’s a lot to learn, and not everything comes with instructions. The good news? A few simple habits can save you stress, money, and panic down the road and help you feel more confident in your new role.

Here’s how to stay ahead of it from day one:

1. Find Your Water Shut-Off (Before You Need It)

This one is huge. If a pipe bursts or a toilet overflows, knowing how to shut off the water immediately can prevent thousands of dollars in damage. Water issues escalate quickly, and the faster you can respond, the better.

Take five minutes now to locate the shut-off, make sure it works, and show anyone else in the home where it is, future you will be very grateful.

2. Change Your Furnace Filter Regularly

It’s easy to forget, but changing your furnace filter every 1–3 months keeps your system running efficiently, improves air quality, and can extend the life of your HVAC. When filters get clogged, your system has to work harder, which can lead to higher energy bills and unnecessary wear over time.

Set a reminder or keep a spare on hand to make this an easy, consistent habit.

3. Test Smoke & Carbon Monoxide Detectors (and Check the Dates)

Safety first, always. Test your smoke and carbon monoxide detectors when you move in and then every few months after to ensure they’re working properly. Replace batteries as needed, especially before winter when heating systems are used more often.

Also important: smoke alarms don’t last forever. Most need to be replaced every 10 years, and many have the manufacture date printed on the back. When you move in, take a minute to check those dates so you know whether they’re still good or due for replacement. It’s a small step that makes a big difference.

4. Start a Small Repair Fund

Something will need fixing, it’s not a matter of if, but when. Repairs are simply part of homeownership, no matter how new your home may be. Even setting aside a small amount each month can take the sting out of unexpected repairs and give you peace of mind.

Having a repair fund allows you to address issues quickly instead of putting them off.

5. Fix Little Problems Before They Become Big Ones

That tiny drip, loose handle, or hairline crack? Don’t ignore it. Small issues are usually quick and inexpensive to fix, until they’re not. What starts as a minor inconvenience can quietly turn into a costly repair if left unchecked.

Addressing problems early helps protect both your home and your wallet.

6. Buy a Basic Toolkit (Trust Me)

You don’t need a full workshop, but a few essentials, like a hammer, screwdriver set, tape measure, and wrench, will come in handy more often than you think. These tools can handle everyday fixes and small projects that pop up unexpectedly.

You’ll feel very accomplished the first time you fix something yourself.

Homeownership isn’t about knowing everything, it’s about learning as you go. You’ll Google things, ask questions, call professionals, and slowly build confidence over time.

And that’s all part of it.

Welcome home. 🏡✨

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