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On September 17th, 2025, the Bank of Canada announced a quarter-point rate cut. Many clients have been asking whether this is already driving the real estate market. Based on what our team has observed, the answer is: not yet.

While a rate cut usually makes borrowing slightly cheaper, this small 0.25% reduction hasn’t been enough to spark any major shift in buyer activity. Homes are still moving at a similar pace, and demand has yet to respond significantly.

The next major announcement to watch is October 29th, when the Bank of Canada will update its policy rate again. If another cut is made, it could signal a more meaningful opportunity for buyers and may start to influence the market. That said, the announcement comes as we head into the slower winter months, which naturally see a dip in activity.

It’s clear that the Bank of Canada is treading carefully — trying to keep interest rates low enough to avoid stalling the housing market, but not so low that prices skyrocket uncontrollably. For sellers and buyers alike, this approach suggests a gradual, measured market rather than sudden swings.

Our recommendation? Keep an eye on the October announcement, but don’t expect overnight changes. The market is balancing carefully, and small rate cuts alone are unlikely to completely shift the current dynamics.

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New property listed in Paris

I have listed a new property at 20 ZAVARELLA Court in Paris. See details here

Welcome home to your oasis in the city! 20 Zavarella sits on what many consider the most idyllic court in Paris—picture kids riding bikes, games of street hockey without traffic, and quiet, respectful neighbours behind you. This home is an absolute showstopper, offering over 4,000 sq. ft. of finished living space across three levels. From the moment you pull up, the exposed concrete driveway and striking curb appeal will make you smile, even on the toughest days. Step inside and you’ll see this home was designed with hosting in mind: a formal dining room greets you to the right, while soaring 16-foot ceilings draw you into the open-concept living space. The bright white kitchen with Cambria quartz counters flows seamlessly into the living room with fireplace, and the breakfast nook opens onto a huge partially covered deck with stairs down to the yard. The main floor also features a practical mudroom with laundry off the heated and cooled garage (complete with generator and panel for peace of mind), a 2-piece bath, private office, and the primary suite. Here, you’ll find double sinks, a large glass-tiled shower, and a true retreat feel. Upstairs, three large bedrooms share an ensuite bath, while the fully finished walkout basement provides even more space to gather. With huge windows, a 5th bedroom, full bathroom, home gym, and entertainment area perfect for movie nights, it feels like living space—not a basement. Outside, the fully fenced yard offers privacy and room to enjoy. And while the home is cosmetically gorgeous, it’s also mechanically updated—proof you really can have your cake and eat it too. At 20 Zavarella, you don’t have to choose. (id:2493)

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New property listed in Brantford

I have listed a new property at 11 72 JOHNSON Road in Brantford. See details here

Welcome to The Pines—an intimate community of just 18 freehold condo townhomes where quality, lifestyle, and location come together. The Acorn is a premium end unit offering 1,404 sq. ft. of well-designed living space across two storeys. This home features 3 bedrooms, 3 bathrooms, and the convenience of an attached 1-car garage. The standard 10x8 wood deck extends your living outdoors, with the option to upgrade, while the large backyard backs onto peaceful green space—ideal for entertaining or relaxing. A walk-out basement adds versatility, with the potential to finish and expand your living area. Built by Pinevest Homes, known for exceptional craftsmanship, small-builder attention to detail, and high-end finishes, The Acorn delivers both comfort and lasting value. Located across from Johnson Road Park and just minutes to Hwy 403 access, The Pines offers the perfect blend of natural surroundings and commuter convenience. Other units and floor plans available! Closings begin Fall 2026. Best of all, Pinevest is committed to passing along any potential buyer benefits from upcoming Federal or Provincial legislation on HST relief for new homes (if applicable prior to closing), giving you peace of mind with your purchase. Don’t miss the chance to move into this custom-quality home today! (id:2493)

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New property listed in Paris

I have listed a new property at 104 OAK Avenue in Paris. See details here

MOVE-IN READY! Skip the wait and step right into this brand-new home, beautifully finished by trusted local builder Pinevest Homes—celebrated for their exceptional craftsmanship, upscale details, and hands-on approach to every stage of the build. This thoughtfully designed 4-bedroom, 3.5-bath home blends style and function throughout. The open-concept main floor connects kitchen, dining, and living spaces in one bright, welcoming layout—ideal for entertaining or simply enjoying time together. A main floor office adds flexibility for remote work or study. Upstairs, the primary suite is your personal retreat, complete with a spacious walk-in closet and spa-inspired ensuite. Three additional bedrooms, a second full bath, and the convenience of upstairs laundry make daily life easy for families of any size. Step outside to the covered rear porch and enjoy morning coffee or evening drinks year-round. The lower level offers even more possibilities, with room to add a rec space, extra bedroom, and full bathroom—perfect for guests, teens, or extended family. Located just minutes from shopping, groceries, restaurants, fitness, and with quick access north to Cambridge, KW, and Hwy 401, this location offers convenience without compromise. Best of all, Pinevest is committed to passing along any potential buyer benefits from upcoming Federal or Provincial legislation on HST relief for new homes (if applicable prior to closing), giving you peace of mind with your purchase. Don’t miss the chance to move into this custom-quality home today! (id:2493)

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New property listed in Brantford

I have listed a new property at 7 72 JOHNSON Road in Brantford. See details here

Welcome to The Pines—an intimate community of just 18 freehold condo townhomes ready to impress! The Rosewood model offers 1,569 sq. ft. of thoughtfully designed living space, featuring 3 bedrooms and 2.5 bathrooms. With flexible layout options—including the ability to add another bathroom or create a 2-bedroom plan—this home adapts to your lifestyle. If the Rosewood doesn't meet your needs we can also build the Spruce here which offers a reversed main living space. The Large covered back patio will provide expansive sunset views, perfect for winding down after any day. Built by Pinevest Homes, a builder celebrated for exceptional craftsmanship, attention to detail, and high-end finishes, these townhomes are true showpieces. The location is equally impressive—situated across from Johnson Road Park, backing onto green space to the west, and providing quick access to Hwy 403 for easy commuting throughout Brantford and the GTHA. Whether you’re looking for a place to call home or a smart investment opportunity, The Pines deserves a closer look. Closings begin Fall 2026. Best of all, Pinevest is committed to passing along any potential buyer benefits from upcoming Federal or Provincial legislation on HST relief for new homes (if applicable prior to closing), giving you peace of mind with your purchase. Don’t miss the chance to move into this custom-quality home today! (id:2493)

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New property listed in Paris

I have listed a new property at 9 CURTIS Avenue South in Paris. See details here

This is IT! Affordable, Detached, and Ready to Be Your Home! Nestled in a serene, lesser-known pocket of this picturesque town, this 3-bedroom, 1-bathroom detached home is just steps from the scenic Grand River—perfect for bird watching, canoeing, or fishing. With a grocery store, tranquil trails, and your Sunday morning pumpkin spice latte just a moments walk away, this location offers the best of small-town living with big possibilities. Ideal for first-time buyers, downsizers, investors, or growing families, this move-in-ready home welcomes you with abundant natural light and a spacious, open-concept living and dining area—perfect for cozy family nights or hosting lively gatherings with friends. The functional galley kitchen is equipped for whipping up delicious home-cooked meals, while the main-floor laundry and modern 4-piece bathroom add everyday ease. Step outside to a private, fully privacy fenced backyard, complete with a large deck for summer BBQs, a fire pit for starry evenings, and ample space for gardens or a future workshop perhaps? This outdoor haven is ready for your own vision. Why 9 Curtis Ave S? It’s more than a house—it’s your gateway to the heart of Paris, Ontario, where the Grand River’s beauty and the town’s warm community spirit await. Don’t miss out—schedule your private tour today and answer the call to make this home yours! (id:2493)

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Open House. Open House on Sunday, September 28, 2025 2:00PM - 4:00PM

Please visit our Open House at 9 CURTIS Avenue South in Paris. See details here

Open House on Sunday, September 28, 2025 2:00PM - 4:00PM

This is IT! Affordable, Detached, and Ready to Be Your Home! Nestled in a serene, lesser-known pocket of this picturesque town, this 3-bedroom, 1-bathroom detached home is just steps from the scenic Grand River—perfect for bird watching, canoeing, or fishing. With a grocery store, tranquil trails, and your Sunday morning pumpkin spice latte just a moments walk away, this location offers the best of small-town living with big possibilities. Ideal for first-time buyers, downsizers, investors, or growing families, this move-in-ready home welcomes you with abundant natural light and a spacious, open-concept living and dining area—perfect for cozy family nights or hosting lively gatherings with friends. The functional galley kitchen is equipped for whipping up delicious home-cooked meals, while the main-floor laundry and modern 4-piece bathroom add everyday ease. Step outside to a private, fully privacy fenced backyard, complete with a large deck for summer BBQs, a fire pit for starry evenings, and ample space for gardens or a future workshop perhaps? This outdoor haven is ready for your own vision. Why 9 Curtis Ave S? It’s more than a house—it’s your gateway to the heart of Paris, Ontario, where the Grand River’s beauty and the town’s warm community spirit await. Don’t miss out—schedule your private tour today and answer the call to make this home yours! (id:2493)

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New property listed in Brantford

I have listed a new property at C 287 STANLEY Street in Brantford. See details here

Welcome to 287 Stanley Ave, Unit C – Brantford, a stylish and affordable townhouse with 3 bedrooms, 1.5 baths, and a den Approximately 1,426 sq. ft. of thoughtfully designed living space. Perfect for families, professionals, or first-time buyers, this home blends functionality and comfort in a desirable neighbourhood. The 2nd floor offers an open-concept layout with a bright living and dining area, updated kitchen, and convenient powder room. On the third floor, you’ll find three spacious bedrooms and a full bath with ensuite privilege access, ideal for everyday living or hosting guests. Additional highlights include parking for one vehicle, a partial garage—half converted into a den for added flexibility—and the benefit of low condo fees in a quiet, low-maintenance community. Close to highways, shopping, restaurants, and schools, this move-in-ready home delivers both lifestyle and location. (id:2493)

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Open House. Open House on Sunday, September 21, 2025 2:00PM - 4:00PM

Please visit our Open House at C 287 STANLEY Street in Brantford. See details here

Open House on Sunday, September 21, 2025 2:00PM - 4:00PM

Welcome to 287 Stanley Ave, Unit C – Brantford, a stylish and affordable townhouse with 3 bedrooms, 1.5 baths, and a den Approximately 1,426 sq. ft. of thoughtfully designed living space. Perfect for families, professionals, or first-time buyers, this home blends functionality and comfort in a desirable neighbourhood. The 2nd floor offers an open-concept layout with a bright living and dining area, updated kitchen, and convenient powder room. On the third floor, you’ll find three spacious bedrooms and a full bath with ensuite privilege access, ideal for everyday living or hosting guests. Additional highlights include parking for one vehicle, a partial garage—half converted into a den for added flexibility—and the benefit of low condo fees in a quiet, low-maintenance community. Close to highways, shopping, restaurants, and schools, this move-in-ready home delivers both lifestyle and location. (id:2493)

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Open House. Open House on Sunday, September 7, 2025 2:00AM - 4:00PM

Please visit our Open House at 22 MCCAMMON Street in Paris. See details here

Open House on Sunday, September 7, 2025 2:00AM - 4:00PM

Welcome to 22 McCammon Street – a beautifully maintained bungalow offering the perfect blend of comfort, functionality, and outdoor enjoyment. The main floor features three spacious bedrooms, a bright living area, and a full 4-piece bath. The lower level is fully finished with a generous rec room highlighted by a cozy fireplace, an additional bedroom, and a convenient 3-piece bath – ideal for guests or extended family. Step outside to discover your backyard oasis, complete with an inviting heated inground pool, perfect for summer fun and relaxation. A large detached heated garage with hydro provides plenty of room for vehicles, hobbies, or a workshop. Located in a desirable Paris neighbourhood close to schools, parks, and all amenities, this home is ready for you to move in and enjoy. (id:2493)

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